We’ve done the work.

We know the path.

Through decades in the markets and a lifetime of personal practice, we’ve learned what it takes to build wealth that lasts—financially, personally, and spiritually.

Our approach is the integration of these worlds: the discipline of best-in-class investment strategy and the depth of the 7 Essentials of True Wealth. The framework we live by ourselves is the one we offer to you.

The Process

Your True Wealth advisor is here to guide you every step of the way.

We work with you to:

Assess

True Wealth Assessment: Identify which Essentials you’re already strong in and which need attention.
Investment Risk Capacity Survey: Discover your comfort with risk so your plan fits.

Plan

True Wealth Strategy & Practice Plan: A step-by-step roadmap for integrating the Essentials into your life at a pace that works for you.
3-Pot Portfolio & Investment Policy Statement: A clear, tailored investment plan that accommodates your short, medium, and long-term needs.

Grow

Work closely with your True Wealth Advisor: Founder Matt Ludmer serves as your advisor, mentor, and friend along the path.
Build your Optimal Portfolio: Invest with confidence and free your energy for what matters most.
Activate real change: Apply practices designed to work in your life right now.

Who We Serve

The path of True Wealth is made for everyone and we built this site so anyone interested in The 7 Essentials can explore and begin to implement the path for themselves.

To ensure the highest level of personal attention and expertise for our clients, we maintain a small roster of clients and work exclusively with those who have $10M+ in investable assets.

Apply to Work With Us

What is your Optimal Portfolio?

We use Nobel Prize–winning research to help you meet and surpass your financial goals. We want to ensure that you:

Become investment-wise — Replace speculation with education so you can invest with confidence.
Build your 3-Pot Portfolio — Cover short, medium, and long-term needs.
Tailor to your life — Match your investments to your goals and risk comfort.
Invest and relax — With the right plan in place, you can focus on living your life and walking your path to True Wealth.

“Managing your estate or your investments doesn't have to come with a lot of consistent change or stress and emotion. Working with Matt, I now have more freedom to use wealth in a way that’s more aligned not only with how quickly my bank account may be growing, but also a deeper definition of wealth. That's a real gift.”

Evan Wildstein

Senior Advisor, Kholberg

“Matt has seen it all on Wall Street and he's got a philosophy based on data and historical facts. He also has a great way of putting things in perspective. He wants you to be able to take all your hard work and use that as security, and also launch you to becoming a more complete person. I feel like Matt truly wants that for everybody he's involved with.”

Mike Taylor

Founder of Eastern Excavation

Coming in 2026

Aligned Wealth will be launching a new tier of True Wealth management for clients with $1M+ in investable assets, including full integration of the 7 Essentials coaching. If you’d like to be among the first to know, join our mailing list:

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Aligned Wealth LLC provides all investment advisory services through Concurrent Investment Advisors, LLC (“Concurrent”), an SEC Registered Investment Advisor. Aligned Wealth LLC and Concurrent are not affiliated companies. For more information, click here.